On the Hunt

For those wondering, how for the past two months, we have barely been able to make ends meet and relying on the generosity of those around us, can we afford to buy a house. Let me first acknowledge the struggle within me as I have debated this very thing. There are times I feel like we are being presumptuous with this decision, and other times very humbled by God's provision.

So, in answer to that question, it is not by our own ability that we are in this current position. We found out within the last week, that there was money set aside for Josh quite a few years ago, for the very purpose of using it for a down payment. Without this blessing, Josh and I would not be looking to be homeowners for many, many years to come.

We know that we are not looking for our dream home, but a home that will allow us to get the rest of our debt down quickly, so we don't find ourselves in this position ever again. That means that we are looking at a very low price range for here in North Texas, and houses are limited if we want to be in a neighborhood that is good. We have been looking at a lot of foreclosed homes, the biggest issue we are running into here is foundation problems. We have seen a few homes that we like, but because the foundation is in need of repair, we are not be able to get a loan for the house. Kind of a catch 22-22.

This is a bummer as I saw a house yesterday with loads of potential, had the best kitchen out of all the houses I've seen. BUT it had foundation issues, and unless we had the cash up front-there is no use even trying to put in a offer.

I did see another house yesterday that is in short sale. It is priced on our high end of what we are wanting to pay. It was doable, the bedrooms were nice and spacious, however the kitchen left much to be desired. I think it could be worked out where the kitchen can be redone to open up more into the dinning room, making it bigger and more usable. The downside to this house was that the closing period was 120 days. We are now at 59 days before our lease is up. I had to put in our intention for leaving by yesterday. So, I haven't had a chance to talk to our management to see if there would be a possibility of renting for another 3 months. I am not sure how I feel about that as by that time, we will have a newborn in the mix. I would rather find a home that we can move into sooner, rather than later.

So, we wait and pray that another few houses come on the market that would suit our needs.